STB Product 2

We know what's important

and we're putting it back in banking!

Summer is here! Stop in today for a home improvement loan or money for a well deserved vacation.

Savings

SAVINGS ACCOUNTS*

Helping you to save for a rainy day! Earn interest on your balances while retaining the ability to access your funds without COD forfeiture penalties.

PERSONAL SAVINGS Accounts

ACCOUNT FEATURE*	Southern Savings	Southern Savings Platinum	Southern Kids	Southern Kids Platinum
Minimum Balance to Open	$50.00	$50.00	$10.00	$10.00
QuarterlyService Charge	$5.00 if Balance Falls Below $50.00	$5.00 if Balance Falls Below $50.00	None	$5.00 if Balance Falls Below $50.00
Per Item Charges	$1.00 per withdrawal for all withdrawals in excess of 10 per quarter	$1.00 per withdrawal for all withdrawals in excess of 10 per quarter	$1.00 per withdrawal for all withdrawals in excess of 10 per quarter	$1.00 per withdrawal for all withdrawals in excess of 10 per quarter

BUSINESS SAVINGS Accounts

ACCOUNT FEATURE*	Southern Business Savings	Southern Business Savings Platinum
Minimum Balance to Open	$100.00	$100.00
Quarterly Service Charge	$5.00 if Balance falls Below $100.00	$5.00 if Balance falls Below $100.00
Per Item Charges	$1.00 per withdrawal for all withdrawals in excess of 10 per quarter	$1.00 per withdrawal for all withdrawals in excess of 10 per quarter

* Other fees, terms and conditions may apply. Please refer to the complete account disclosures available at your nearest SouthernTrust Bank location. The Truth In Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any SouthernTrust Bank location for a separate Truth In Savings disclosure.

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Last modified: 05/20/2010