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and we're putting it back in banking!

 

                                                              

 

 

Summer is here!     Stop in today for a home improvement loan or money for a well deserved vacation.  


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    CHECKING ACCOUNTS*

An assortment of checking products to meet your individual needs.  Choose your account based on; balances, interest rates, or check writing volume.

 

PERSONAL CHECKING Accounts

ACCOUNT FEATURE*

Southern Green

Southern Silver

Southern

Gold

Money

Market

Minimum Balance to Open  $100.00  $100.00  $100.00  $2,500.00  
Monthly Service Charge

None

None

$5.00 if balance falls below $500

$10.00 if balance falls below $2,500

Earns Interest?

No

Yes! Inquire on Current Rate

Yes! Inquire on Current Rate

Yes! Inquire on Current Rate

Tiers

N/A

$1,000.00 and over

$1,000.00-$2,499.99

$2,500.00-$4,999.99

$5,000.00 and over

$2,500.00-$4,999.99

$5,000.00-$9,999.99

$10,000.00 and over

Per Item Fees

None

None

$.20 for checks in excess of 50 per statement cycle

$7.50 per transaction in excess of account limits (6 transactions total)

Other free services for all personal checking accounts:

Free ATM or Debit Card

Free Telephone Banking

Free Direct Deposit

Imaged Check Statements

Free Online Banking & Bill Pay

 

 

 

 

BUSINESS CHECKING Accounts

 

ACCOUNT FEATURE*

Southern Small Business

Southern Business

Southern

Business Advantage*

Minimum Balance to Open  $200.00  $500.00  $1,500.00
Monthly Service Charge   $10.00 if balance falls below $1,500.00 $10.00 if balance falls below $1,500.00
Per item Check Charge

$.20 per check in excess of 300 per statement cycle

$.20 per check in excess of 400 per statement cycle

$.20 per check in excess of 400 per statement cycle

Per Item Deposit Charge

$.20 per item deposited in excess of 400 per statement cycle

$.20 per item deposited in excess of 500 per statement cycle

$.20 per item deposited in excess of 500 per statement cycle

Interest Bearing?

No

No

Yes! Inquire on Current Rate

Tiers

None

None

$1,500.00-$3,999.99

$4,000.00-$9,999.99

$10,000.00 and over

*Restricted to qualifying businesses: Governments, Non-Profit Organizations, and Sole Proprietors

Other Free services for all Business Accounts:

Imaged Check Statements

Free ATM or Debit Card

Free Telephone Banking

 

* Other fees, terms and conditions may apply.  Please refer to the complete account disclosures available at your nearest SouthernTrust Bank location.  The Truth In Savings Act requires disclosures to be available on all consumer deposit accounts.  Please inquire at any SouthernTrust Bank location for a separate Truth In Savings disclosure.

   
     
     
     
     
     
     

 

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Send mail to paula.reineking@southerntrustbank.com with questions or comments about this web site.
Last modified: 05/20/2010